Half the stress of a closing is not knowing who to ask. Pick your question and the guide names the office or professional whose job it is, what to have ready, and the official page.
Decision tool 4
Who answers this closing question?
Pick your question. We name the office or professional whose job it is, what to have ready, and the official page.
Where do I get a copy of my recorded deed?
Ask Lumpkin County Clerk of Superior Court
Deeds are recorded and kept by the clerk in the county where the property is. Have the names on the deed or the book and page.
Lumpkin County, Ga. official website, Clerk of Superior Court page
How do I apply for the homestead exemption?
Ask Lumpkin County Tax Commissioner or Assessor
You qualify if you own and live in the home on January 1. The county’s tax flyer lists April 1 as the filing date; call the Tax Commissioner (706-864-2666) or Assessor (706-864-2433) to confirm where and when to file.
Who sends the property tax bill, and when is it due?
Ask Lumpkin County Tax Commissioner
The tax commissioner bills and collects property taxes. The closing attorney prorates the current year on the settlement statement.
My Closing Disclosure looks different from my Loan Estimate.
Ask Your lender
The lender issues both forms. Ask the loan officer to explain each change in writing before you sign.
CFPB, Ask CFPB: What is a Closing Disclosure? (page last modified Sept. 6, 2024)
There is a lien or a problem on the title.
Ask Your closing attorney
Only a licensed Georgia attorney may close the sale, and title questions are part of that work. Legal advice about a defect comes from an attorney.
I got an email with new wiring instructions.
Ask Your closing attorney’s office, by phone
Do not send money. Call the office at a number you looked up yourself. If money already went out, call your bank at once and file a complaint with the FBI’s Internet Crime Complaint Center.
CFPB, 'Buying a home? Beware of mortgage closing scams' one-page handout (PDF)
I live outside Georgia. Will tax be withheld from my sale?
Ask Your closing attorney and a tax professional
Georgia requires withholding on many sales by nonresident sellers unless an exemption applies. The forms are the Department of Revenue’s.
Can I extend my closing date or due diligence period?
Ask Your real estate agent
Contract dates change only by a written amendment both sides sign. Your agent can explain the contract’s deadlines; legal questions go to an attorney.
We point you to the right office; we do not give legal or tax advice.
Lumpkin County offices
Clerk of Superior Court: deeds, land records, recording
- The Lumpkin County Clerk of Superior Court is at 325 Riley Road, Room 108, Dahlonega, GA 30533. Lumpkin County, Ga. official website, Clerk of Superior Court page, checked 2026-10-19
- The Lumpkin County Clerk of Superior Court's phone is 706-864-3736, and the office is open Monday through Friday, 8 a.m. to 5 p.m., excluding holidays. Lumpkin County, Ga. official website, Clerk of Superior Court page, checked 2026-10-19
- The Lumpkin County Clerk of Courts is the custodian of the county's land and property records. Lumpkin County, Ga. official website, Clerk of Superior Court page, checked 2026-10-19
- For questions about whether a transfer is taxable or exempt, the Department of Revenue says to contact the Clerk of Superior Court in the county. Georgia Department of Revenue, Real Estate Transfer Tax page, checked 2026-10-19
Tax Commissioner and Assessor: tax bills, homestead, values
- The Lumpkin County Tax Commissioner's office is at 99 Courthouse Hill, Suite E, Dahlonega, GA 30533; phone 706-864-2666. Lumpkin County, Ga. official website, Tax Commissioner page, checked 2026-10-19
- The Lumpkin County Assessor's Office is at 99 Courthouse Hill, Suite C, Dahlonega, GA 30533; phone 706-864-2433; open Monday through Friday, 8 a.m. to 5 p.m. Lumpkin County, Ga. official website, Assessor's Office page, checked 2026-10-19
Official pages: Clerk of Superior Court, Tax Commissioner, Assessor’s Office.
Homestead: which office and when
To qualify for a tax year, you must own the home and live in it as your legal residence on January 1. Lumpkin County’s tax flyer lists April 1 as its filing date. State law now also allows filing through the 45-day appeal window on your assessment notice. Check with the Lumpkin County Tax Commissioner or Assessor before relying on a later date.
Homestead timing
- Georgia DOR says a homeowner generally gets a homestead exemption if they owned the home and it was their legal residence as of January 1 of the tax year. Georgia Department of Revenue, Property Tax Homestead Exemptions page, checked 2026-10-19
- Lumpkin County's 2026 tax flyer says homestead applications are filed with the County Tax Commissioner up to and including April 1, and applications received later may apply to the next year's tax bill. Lumpkin County Tax Commissioner, '2026 Tax Information Flyer' ('Important Tax Information', Mike Young, Tax Commissioner), PDF (image; read visually), checked 2026-10-19
- Lumpkin County's Assessor's Office lists the state homestead form among forms that can be mailed to the office by April 1, postmarked by USPS no later than April 1. Lumpkin County, Ga. official website, Assessor's Office page, checked 2026-10-19
- Georgia DOR says homeowners can now apply for homestead beyond the historic April 1 deadline, up to the end of the 45-day window to appeal their assessment notice. Georgia Department of Revenue, Property Tax Homestead Exemptions page, checked 2026-10-19
Questions we send elsewhere
Divorce, estate disputes, a specific title defect and tax advice need a professional who knows your facts. Talk to a Georgia attorney, or a tax professional for tax questions. We are a real estate brokerage, not a law firm.
Questions buyers ask
Who decides whether my transfer is exempt from the transfer tax?
For questions about whether a transfer is taxable or exempt, the Department of Revenue says to contact the Clerk of Superior Court in the county.
Source: Georgia Department of Revenue, Real Estate Transfer Tax page
Where can I get a copy of my deed in Lumpkin County?
The Lumpkin County Clerk of Courts is the custodian of the county’s land and property records. Have the names on the deed, or the book and page, ready.
Source: Lumpkin County, Ga. official website, Clerk of Superior Court page
I sent money to a scammer’s wire instructions. Who do I call?
Contact your bank or wire-transfer company immediately and file a complaint with the FBI’s Internet Crime Complaint Center.
Source: CFPB, 'Buying a home? Beware of mortgage closing scams' one-page handout (PDF)
Education, not legal advice. Statutes, fees and forms change; every rule on this page links to the law or office that sets it. Your closing attorney and your contract decide what applies to your closing.
